Whenever the subject of severe storms and the devastation they can cause is brought up, South Carolina is no stranger to the discussion. In fact, after the heavy flooding it suffered in October, with many roads collapsing or being completely washed away, advocacy groups are raising their voices to expose the vulnerability of the state to flooding. But, this does little to bring relief to property owners whose homeowners insurance policies didn’t cover the flood damage.
With Hurricane Patricia blasting the Pacific Coast of the Mexican Peninsula with 165 mph winds and torrential rains, the possibility exists that she’ll carry her wrath across Texas and continue on to bring additional flooding to the Carolinas. And, as with the October storms, the advocacy groups will undoubtedly use the flooding as a platform to push for road reform.
As a result of the flooding, glaring weaknesses in the state’s current infrastructure were exposed in ways never before seen. But, the advocacy groups believe that the best way to repair the state’s transportation woes from future storm damage is to bring existing roads up to proper standards, not to build new ones.
According to the Coastal Conservation League’s Executive Director, Dana Beach; with early damage cost estimates likely to reach more than $1 billion, the state’s Legislature should financially commit to strengthening the existing map, when it meets in January to address the October damage.
While, this may include storm-proofing low-lying areas, the endeavor could prove to be extremely daunting, especially if more storms leading to flooding hit the state. And, homeowners could suffer through a one-two punch as they try to rebuild from previous storm flooding.
However, the league’s efforts to build support to make the state’s transportation infrastructure a priority for 2016 may not be an easy task, considering last year’s attempts to introduce similar legislation failed. Still, the group is determined to continue its efforts, having recently launched a petition drive that calls on both the House and Senate to pass a bill that stresses repairs over new construction.
In the long run, the problem could be money…or the lack of it. As pointed out by South Carolina’s most powerful lawmaker, Senate President Pro Tempore Hugh Leatherman, (R-Florence) the current recovery costs will already have a “horrendous” impact on the state budget. So, money could be tight, and what there is of it could be used up in a hurry by simply returning state roads to pre-storm condition.
With more potential severe storms a possibility this fall and winter, it could be extremely difficult to repair damaged roads in time or to keep existing undamaged roads from flooding and collapse.
Homeowners in the central part of the state and along the coast should take whatever precaution is necessary to minimize damage to their property. In flood plains or areas prone to flooding, if the option of flood insurance is available, you should check into purchasing coverage in addition to your homeowners insurance policy – as it could mean the difference between getting reimbursed for damage to your home and its contents or a total loss with no compensation.
Make sure you’ve got the best South Carolina homeowners insurance available by getting a free homeowners insurance quote today!
Have you ever suffered a severe weather-related loss? Feel free to share your thoughts in the comments section below.